Borrower origination

Private Credit

Originate, screen and monitor private-company borrowers with filed financials behind every name.

Use cases

Originate and monitor borrowers withunparalleled private market intelligence.

01

Find new borrowers

Build a borrower pipeline far more precisely than was possible before. Latency reads the full financial picture, leverage, cash conversion, existing debt and forecast growth, alongside what the company actually does, so the list holds companies that fit your credit box.

  • Screen on the metrics that decide a credit
  • Existing debt and security read from filings
  • A revenue forecast for each company
  • Lookalikes of the credits that already worked
  • Full registry coverage of private mid-market
02

Qualify borrowers and map their group

Decide whether a borrower is worth underwriting before anyone spends a week on it. Latency assembles the credit picture in minutes, accounts year by year, existing debt, the whole corporate perimeter and the market behind the company, with the concerns already flagged.

  • Credit metrics straight from filed accounts
  • What already ranks ahead of you
  • The full group perimeter mapped
  • Which entity holds the cash and assets
  • Concerns surfaced on day one
03

Monitor borrowers and portfolio risk

Keep every borrower under watch without chasing them. Latency picks up newly filed accounts, transactions, registry filings, news and team movements across the whole book, and tells you which positions have moved, with the document behind each alert.

  • New accounts compared against the last set
  • Transactions and corporate events as filed
  • Security granted elsewhere, and late accounts
  • Team departures as an early warning
  • One view across the entire book
04

Reach borrower decision-makers

Know who signs a financing before you approach. Latency combines the officers filed at the registry with professional media profiles, so the finance director, the CFO and the owner who would approve a facility are all identified, with email or phone where available.

  • The finance function identified first
  • Registry roles reconciled with professional profiles
  • The owner above the company included
  • Direct email and phone where available
  • Tenure and prior debt experience shown